Tuesday, September 29, 2009

Money & Health – How To Save Money And Reduce Your Stress Levels

By Kat Fuschillo
Writer for FEP International


If you feel like the financial crisis is effecting more than just your bank balance, then you need to start making some changes. Growing financial burdens are making more Americans ill each and every day. Just because you're financial situation isn't so healthy, it doesn't mean that your health should take a knock too. The credit crunch is making people ill, and here are some tips to help get you through this difficult time.

Is the financial crisis making us ill?

More people are making themselves very ill because of the growing worries and stress caused by the economic slump. The constant daily fears people face, and the worry of losing jobs and homes, are playing havoc with peoples' health. People are more depressed and stressed than ever before, and this is leading to a whole host of serious illnesses and conditions including - high blood pressure, cardiovascular issues and diabetes [1].

How to get your stress levels down and get healthy...

I know it's hard to stop thinking about your financial worries, but you have to try. Constantly worrying about your current money situation could actually make matters worse. Stress is powerful, and it can have an incredible affect on your health and well being. The more stressed you get, the less likely you'll be able to deal with your problems head on, and you could become ill in the process.

Try to deal with one problem, bill or debt at a time, and try not to feel too overwhelmed by your finances. There are now many dedicated help lines and support groups out there that can help you work through your problems. Thus, you do not have to face these issues alone.

In order for you to stay fit and healthy, you need to eat well and make sure that you're getting enough exercise. These are probably the last things on your mind, but if your body is healthy, then your mind will be in better shape too. You also need some time out. This doesn't mean you have to spend even more cash on a vacation. Just make sure you have some time away from your worries. Go for walks, make some time for your favourite hobby, and clear your head. You'll feel re-energized and better equipped to deal with your problems [2].

Three easy tips to help you save some money...

We are all trying to cut back at the moment, but are you cutting back in the right areas? Here are some tips that could help save you some money, and help to get you back on track:

1) Money - Many people take out more loans and credit cards to help pay their debts, but more often than not, this will get you even further into debt.

2) Food - Make your own lunch for work, give up those expensive morning coffees, plan your meals each week in advance, and start buying store brand goods.

3) Travel - Cut down on using your car. Start walking more, and cycle to work. This is great for you, the environment and also for your pocket.

References

1. Managing personal finances and good mental health go hand in hand. -
http://www.mind.org.uk/money/. Accessed Sept 02, 2009.

2. Credit crunch help –
http://www.nhs.uk/Livewell/Onabudget/Pages/Creditcrunchstresshelp.aspx. Accessed Sept 02, 2009.

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